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Personal loans can be used for a number of expenses including home repairs, debt consolidation, child’s education, family vacation and life events.
It is also quite easy to obtain this personal lending option when you have an employment, regular monthly income, and a good to excellent credit score.
Here are some tips to obtain a personal loan if you are unemployed.
An ABC Bank Personal Loan comes with a number of advantages such as competitive interest rates, flexible repayment terms, and several payment options.
Types of personal finance
The bank offers a variety of personal loans that you can obtain to cover your expenses and meet your financial goals.
Depending on your needs, ability to repay, and your income condition, the bank will offer you loan options that suit you.
All you need to do is decide how much you can comfortably afford and how much you actually need.
To find out the available loan options for you, contact the personal loan officer of the bank by calling 773.854.2900.
The types of ABC personal loans are of secured in nature, which although require collateral but may be cheaper than unsecured loans. Some of the personal loan types offered by the bank are being discussed here.
Home Equity Line of Credit
Your home may be the biggest investment of your life and you have worked hard to purchase it. Now, it’s time to get a little assistance from your home when you need some extra cash.
Use the equity value in your home to secure a home equity line of credit offered by ABC Bank. This line of credit provides you instant access to funds whenever you need it and help manage your cash flow.
You can use the funds to make major purchases, complete a home renovation project, consolidate a debt, or plan a wedding. The bank offers affordable repayment terms and competitive interest rates with its home equity line of credit.
If you are looking to purchase a used or new car, let ABC Bank help you finance the vehicle of your choice with its auto loans. Whether it is a car, truck, or a bus, you can get the funds you need to purchase it without any hassle.
The bank also offers auto loan refinance if you are finding it hard to keep up with your current auto loan repayments. You can get lower interest rates and flexible terms on your refinance loan, which will allow you to repay the loan on time.
Home Improvement Loans
If you are thinking to add a new bedroom, build a porch, or make any other improvements to your home, ABC Bank can provide you the funds you need.
The bank offers home improvement loans that you can get to enhance your lifestyle and accomplish what you have planned to do with your home.
You can visit a nearby branch or contact a bank representative to get further information on the loan options that you qualify for.
More on ABC Bank
ABC Bank is based in Chicago, Illinois and it was incorporated as Austin State Bank in 1891.
Greater Chicago Financial Corporation acquired Austin Bank of Chicago in 1987 and after 25 years, Austin Bank of Chicago was renamed to what is presently known as ABC Bank.
Today, the bank has six locations including a mortgage division.