December 19

Arvest Bank Personal Loans


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Whether you want to consolidate your debts, or pay off your medical bills, Arvest personal loans can be really handy. It offers several advantages such as quick funding, fixed rate of interest, no penalty on prepayments and many more. A personal loan is like immediate cash, which assists you whenever you are short of money.

How to apply for a Arvest Bank personal loan?

The loan application process is simple. All you have to do is to log on to the bank’s official website and click on the ‘Apply – Personal Loan’ option. It would take you to its application page and ask for some basic details. Customers will have to specify the amount of loan required, purpose and loan term. You will also have to specify whether you would require a co-applicant or no.

The next page would ask you for your personal information. In short, all the fields are self-explanatory. Once you complete the application, you have to submit and wait for a response from the bank officials. The bank claims that they have minimum response times and are quick in taking a decision. It also guarantees flexible funding options, so that borrowers are comfortable while making repayments.

How to calculate the interest rate?

Arvest loan calculator is a useful tool for calculating interest rates and also knowing monthly payments. The calculator is available at the official website of the company. Customers have to enter the purchase price, (commonly known as the loan amount) down payment amount and the loan term. The calculator would then give you your payment summary with a proper schedule.

The best thing about the calculator is that it is easy to use and it shows all payment details. Your interest rate is decided along with your exact monthly payment and the loan term. It is a good way to budget and decide whether to apply for a loan or not. You can adjust the loan term or the monthly payments in order to reduce or increase the loan amount.

How to contact Arvest bank personnel?

The bank’s customer service is available Monday through Friday 7:00 a.m. to 8:00 p.m. (CST) and 8:00 a.m. to 5:00 p.m. on Saturday. You can call them on the following phone numbers.

(866) 952-9523
Espanol: (855) 574-4183

For 24-hour account information call up on (800) 601-8655.

Customers can also send their queries via post to the following address:

Arvest Bank PO Box 799

Lowell, AR 72745

If you wish to send in your inquiries via email, you need to click on ‘Customer Service Email’. It will automatically take you to their email page. You can choose any of the options listed and select your subject line. You can continue to write to them by selecting any one of the available options.

Credit Score Requirements

The bank has not specified any minimum credit required in order to be eligible for a loan. However, looking at the history of the bank and the kind of customers it deals with, it may be difficult to secure a loan with a subprime credit.

Arvest encourages customers to bring in co-signers if they are finding it difficult to qualify for a loan. This means, the bank puts an effort to encourage borrowers seek a loan. Although it may not specify the minimum credit required, there is no harm in filling the application form and waiting for an answer.


Arvest is one of the oldest banks in the United States. With more than 40 years of experience in the banking world, it has achieved a lot of goodwill along with good customer reviews. It continues to remain true to its principles and values and believes in ethical banking only. With more than 270 locations in the country, you are sure to find a nearest branch no matter in which state you live. Whether you are looking for personal loans, lines of credit, auto loans or credit cards, Arvest is the name you can trust for all your financial requirements.

Ally bank doesn’t offer personal loan directly to its customer but you can get personal …


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