Associated Banc-Corp offers superior financial services across the United States of America. Right from auto loans to personal loans, it assists customers in all their monetary needs. The bank has won the Wisconsin’s number 1 mortgage lender for nine consecutive years. There are no hidden charges, as they believe in making lending simple.
Small Personal Loans
When we talk about small personal loans, you can use such loans to meet all of your short term requirements. Whether you need some cash for an unexpected expense or to fulfill your long due dream vacation, personal loans can be very helpful.
Customers can find their loan options on Associated Bank’s official website. You need to enter some basic information about yourself and also your purchase plans. Whether it is a major purchase or a small expense, the website would give you clarity on the rates as well as monthly payments.
If you wish to apply for a loan online, you need to enter the reason for which you will be using the money. It can be to buy a new car, renovating your house or any other purpose. Customers will also have to enter the total amount required along with its down payment, if any. Once, you click ‘Continue’ you would be asked for other financial details.
Contact Details of Associated Bank
Customers can call the bank officials at 800-236-8866 or at 800-685-6895. You can also email the team at [email protected] and expect an acknowledgment within 24 hours. Customers who wish to write to them can do so and send their queries to the following address:
WE CARE Department
1305 Main Street, MS 7722
Stevens Point, WI 54481-0327
Their website has sufficient contact details of different departments. You can also start a ‘live chat’ with Associated Bank executives before walking in to a nearby branch. The loan officials will be happy to assist you.
Personal Loans for Bad Credit
Associated Bank has not stated its credit score requirements on its website. But if you read the fine print, you would realize that it encourages customers with good credit score only. The bank also states that the interest rates charged for customers with good credit would be lesser as compared to those with subprime credit limits.
This indirectly means that if you have a poor credit, you may have to shell out more in the form of interest rates and other charges. This holds true for any other bank as well. Lenders often look at customer’s previous history of paying debts and then decide whether they are capable of seeking a loan or not.
In a Nutshell
Associated Bank offers secured as well as unsecured loans. The interest rates for both may differ. It also offers unsecured lines of credit and overdraft protection. The best loan is the one which does not burden your pockets. Before approaching for a bank for loan, you need to be sure that you will be able to make timely monthly payments and can afford the loan. No matter which bank you approach for a loan, it is recommended to read the fine print carefully and also take an informed decision.