If you reside in Texas and need some financial aid to cover unexpected expenses, a Bank of Texas Personal Loan can help you meet your needs. Bank of Texas is a banking division of BOK Financial Corporation, a $30 billion financial services holding company headquartered in Tulsa, Oklahoma. The bank offers an array of banking products and borrowing options to the people of Texas. Bank of Texas offers a variety of personal loans at competitive interest rates and flexible repayment options. Lending options offered by the bank include:
Home Equity Loans
If you are thinking to pay down high interest debts, make home repair, or plan a vacation, the bank provides home equity loans that you can get by using your home’s equity as collateral. This type of loan is a great financing option if you know the amount you want to borrow and if you want to know the interest rate and repayment amounts in advance. Bank of Texas allows you to borrow up to 80% of the equity in your home, and even up to 100% in some special cases. Lower rates and tax savings on interest payments are some of the benefits of borrowing home equity loans.
Auto Loans
Whether you want to buy a brand new or a used vehicle, auto loan program from Bank of Texas can help you get the vehicle of your choice. The bank also offers refinancing option if you need to refinance your existing car loan. By getting a competitive interest rate and flexible repayment option with your auto loan, financing your dream car should not be a problem with your financial budget.
Home Equity Lines of Credit
A home equity line of credit from Bank of Texas is another great borrowing option that allows you to enjoy instant access to funds when you need it. This revolving line of credit is secured by your home’s equity and you simply need to write a check for whatever amount you need. This variable rate home equity line of credit allows you to borrow up to 80% of your home’s value and it comes with a number of benefits such as:
- No Closing Costs
- Flexible repayment terms
- Tax savings only on interest you pay
- Low variable interest rate
- Interest Only Payment Privilege
- Borrow up to 80% of home value
- Pay interest on what you borrow
Personal Lines of Credit
If you are an existing customer of Bank of Texas and have a good to excellent credit rating, you can get a personal line of credit to enjoy instant access to funds whenever you need it. The bank needs only one-time approval and you are not required to reapply every time you need additional cash. A Bank of Texas personal line of credit offers you the following advantages:
- No Closing Costs
- Low variable interest rate
- Flexible repayment terms
- Pay interest only on what you borrow
- Overdraft Protection Option
You can stop by your nearest bank location or call ExpressBank at (800) 346-5312 to apply for a personal line of credit or to discuss the right option for you. You can also take the advantage of fast and simple online application process when you apply for your loan. Complete your loan application form and submit it for processing and a loan specialist from the bank will contact you for further documentation and paperwork.