If you are a regular customer of Walmart, then getting a credit card from the store will allow you to receive a number of benefits while making your purchases. First of all, a Walmart credit card can be used for in-store as well as online purchases and it offers attractive features. Gone are the days when you have to take the risk of carrying large amounts to make monthly purchases at retail stores and outlets.
Walmart offers two types of credit cards: Walmart® MasterCard® and Wal-Mart Credit Card. These cards are issued by Synchrony Bank in participation with Walmart; however, the privacy policy of the bank governs the usage of the credit cards. With one of these cards in your hand, your purchasing power becomes enhanced with the advantages of cashbacks and countrywide card acceptance. These credit cards offer maximum security as they are equipped with advance EMV chip to help protect against fraud.
Benefits of Using a Walmart Credit Card
Credit cards from Walmart come with a number of benefits that offer you a happy purchasing experience. You can also join the optional card security program that will allow you to cancel your minimum monthly payment or your entire card balance up to $10,000 in case of certain events like unemployment, disability, leave of absence, nursing home stay, hospitalization, or loss of life. Some of the online account management and everyday benefits of these cards include:
- Pay your card bills online
- Set up account alerts
- View electronic statements of your purchases anytime
- Save at gas stations
- Special in-store financing offers
- Get free FICO scores online
- No annual fee
- Fraud protection
Walmart Credit Card Account Login
Walmart allows you to login to your credit card account online and enjoy a number of convenient services. You don’t have to visit a store or a bank to pay your bills as you can make your Walmart credit card payment online from the comfort of your home. It is convenient, secure and totally free to make online bill pay each month. To make a payment online, you will have to sign in to your Walmart credit card account and select the e-payment option. To initiate the payment, you will have to provide the name of your bank, checking account number, and the bank routing number.
How to Apply
Before you start applying, choose your card whether it is a Walmart® MasterCard® or a Wal-Mart Credit Card. Visit the official website of Walmart and fill up the online credit card application form by providing some of your personal information such as your name, address, phone number, e-mail address, income details, mortgage or rent payments, date of birth, Social Security Number, driver’s license number, and mother’s maiden name.
The company will respond to your application within 30 seconds. You can also check the status of your Walmart credit card application online. It is recommended that you read the privacy policies and terms and conditions of the card carefully before you begin your application. This will allow you to learn which card will suit your purchasing needs.